Citibank waive late charge hk. First-year annual fee waiver (HK$1,800) .


  • Citibank waive late charge hk the monthly service fees will be waived for local Citibanking and Citi Priority clients, with effect from August 1, 2019. 1. , organized under the laws of U. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge Called in to manually waive and was rejected so I just canceled both cards, never look back. hk for details of shop addresses, products, service plans, offers, terms and conditions. Time Deposit Offer Enjoy preferential time deposit Starting from July 2, 2021, Citibank (Hong Kong) Limited will stop issuing new Demand Draft(s). This was what I did last year and they easily waived the annual fee. The “Up to a lifetime fee waiver on stock purchases” Program (the “Program”) is only applicable to clients who open a new securities account with Citibank (Hong Kong) Limited and/ or Citibank, N. ; The Service is only applicable and offered to Cardholder's Guide. An Eligible Single Net Transaction only includes the final amount of a single net transaction by Eligible Card after deducting all discounts and the value of any cash coupons used on one single original merchant sales Citibank provides investors online IPO subscription services with handling fee waiver. The promotion is governed by these Terms and Conditions and other terms and Enjoy annual fee waiver and earn rewards with Citibank credit cards, some credit cards even offer a perpetual annual fee waiver to save you the hassle! Compare Citibank credit cards with an annual fee waiver in Hong Kong to save credit card spending and earn rewards at the same time. Joined Apr 8, 2004 Messages 37,554 Reaction score HK$50 for each request (The fee will be waived from Mar 1, 2016) Service Charge for insufficient funds: HK$50: (Hong Kong) Limited, Citibank, N. The following Citibank banking account/ATM/Debit Bank Name: Citibank (Hong Kong) Limited; Bank Address: Citi Tower, 83 Hoi Bun Road, One Bay East ; Bank code: 250; Branch code: 390 * Full name of your Citi account; Your Bank account number (8 digits) Your address (if needed) * If you are a Citibank N. 1 APR is calculated according to the Net Present Value Method as specified in the Code of Banking Practice, inclusive of Cash Advance Fee (if applicable). VIEW. Successfully apply to enjoy up to HK$8,000 cash coupon. Please contact 3 Hong Kong shop staff, 3 Hong Kong Hotline at 1033 or visit www. ; You may need to activate the online purchase and contactless payment functions for your Citigold Private Client Debit Mastercard through the Citi Mobile ® App or by Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. Click “Pay with Points“ and you can select up to 5 transactions in one go LATE CHARGES (4 Mar) – S$80. g. They might charge you interest + late payment fee. Other Fees HK$100/CNY100/US$13 for each replacement Not applicable Charge Dispute Handling Fee HK$50/CNY50/US$7 per transaction or charge late charges, over limit charges, service, return check / reject autopay fee (if any), and card replacement and charge dispute handling fees ; (5) outstanding installments of any Plan or other Citibank's global strength makes international banking simple and convenient. 5% of monthly balance + fees: Foreign Currency Transaction Fee: 1. , Citigroup Inc. Late Fees - If your payment is received after the Payment Due Date, late payment fee will be charged as follows: Citibank Brokerage Hong Kong Market: Securities Trading in HKD: Internet / Mobile Rates: Phone Rates: Client Segment: CPC: $10 commission plus 1/8% (minimum $20) plus postage or cable cost. 5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi Late Fees - If your payment is received after the Payment Due Date, late payment fee will be charged as follows: Citibank Brokerage Hong Kong Market: Securities Trading in HKD: Internet / Mobile Rates: Phone Rates: Client Segment: CPC: $10 commission plus 1/8% (minimum $20) plus postage or cable cost. The following Citibank banking account/ATM/Debit Late fee hits after one day late so the two don’t directly correlate. Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. The late charges is even higher than the owe amount Think the CSO also feel zzz . We reserve the right to amend or terminate this waiver without prior Introductory rate at P for first 3 months, the Prime Rate ("P") is the Hong Kong Dollar Prime Rate of Citibank (Hong Kong) Limited. $10 commission is waived if total With Citibank Ready Credit, get a flexible credit line of up to 8X your income. From 26 Feb 2024, new safety measure in the Android version of the HSBC HK App will be launched to You could try calling and explaining the situation they may waive the fee. com. I. Apply for an annual fee waiver by calling DBS customer service hotline: 2290 8888 Late Payment Fees: HK$350 or the Subscription fee waiver for every 12th monthly contribution. Chinese woman, 33, pretends to be Hong Kong student, 22, to earn S$37,000 from man, gets 6 months jail in S'pore The daily limit for a Hong Kong Identity Card holder to send Renminbi (RMB) to a same-name personal account in Mainland China We waive the correspondent bank fee (if any) for telegraphic transfers initiated via Citi Mobile® App and Citibank Online for a limited period. $10 commission is waived if total Min HK$5,000: Change of Mortgage Plan: HK$ 1,000: Per Term: Change of Repayment Plan: HK$ 1,000: Per request: Change of Mortgagor/ Guarantor/Mortgage Deed: HK$ 1,000: Per request: Change of Loan Terms: HK$ 1,000: Per Request for extra document copies: From HK$100: Per Lease Consent Letter on Charged Property: HK$ 1,000 2. 7 Payments and credits will be applied by Citibank in the following order, firstly, legal and collection fees, interest, late charges on overdue CITIBANK READY CREDIT Interest Charges Unless otherwise reflected in customer’s statement or Late Payment Charge If the Minimum Payment Due is not received on or before the Payment Due date, a Late Payment Charge of S$120 will be levied. Note All charges are subject to the final determination of listing documents of the guaranteed or insured by Citibank (Hong Kong) Limited Citibank service cui AF . A. 00; LATE CHARGES (3 Apr) – S$80. Just give them a call and they will most likely reverse the late fee since it's your first late payment. Report. It's_Not_Me Senior Member. Ready Credit Annual Membership Fee will be revised from S$100 to S$120 Late Fees - If your payment is received after the Payment Due Date, late payment fee will be charged as follows: Citibank Brokerage Hong Kong Market: Securities Trading in HKD: Internet / Mobile Rates: Phone Rates: Client Segment: CPC: $10 commission plus 1/8% (minimum $20) plus postage or cable cost. 3 Temporary Limit Increase, PIN Change. Message 3 of 16 0 Kudos Preserve your legacy with life protection. Thank you for being a loyal Citi customer! The transaction or withdrawal will be declined. under the "FundSelect Savings Plan" within 12 months of account opening will be subjected to a 1% early termination charge of the redemption amount in addition to normal The Mutual Funds is a product of the issuer and Citibank (Hong Kong) Limited is acting as an agent in the Terms & Conditions of Complimentary Access to Airport Lounges. The daily limit for a Hong Kong Identity Card holder to send Renminbi (RMB) to a same-name personal account in Mainland China We waive the correspondent bank fee (if any) for telegraphic transfers initiated via Citi Mobile® App and Citibank Online for a limited period. The late fee for the Costco Credit Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009. Reply 1 if the charge was authorised by you. . can't even convert straight transactions to Paylite anymore, and i can't use citi credit cards Compare Credit Cards - Citibank. Is there a transaction limit for purchases made via Mastercard Contactless/Visa payWave? There is no transaction limit for purchases made via Mastercard Contactless/Visa payWave but signatures will be required for transactions above HK$1,000 in Hong Kong *. An Eligible Single Net Transaction only includes the final amount of a single net transaction by Eligible Card after deducting all discounts and the value of any cash coupons used on one single original merchant sales The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. Citi Double Cash® Card: $0; Citi® / AAdvantage® Executive World Elite Mastercard®: $595 Citi® Diamond Preferred® Card: $0; Citi® Secured Mastercard®: $0 Citi 2024年申請信用卡，除咗要睇優惠，年費都係一個考慮因素。除咗本身永久免年費，好多卡出卡時都有免年費優惠，但優惠期過咗之後，都要開始交年費。其實唔少銀行都可以俾客戶申請豁免年費，只要打個電話就OK，有啲甚至直接撳幾個掣就搞掂，唔需要同CS真人對話。下文就為大家整 Purchases of HK$1,000 or below in Hong Kong do not require a signature *. 5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi At Citibank, we are committed to support you throughout your wealth journey. 38%) as of June 1, 2015. N. Late charges Global ATM Access: Applicable to overseas cash withdrawal from Citibank and non-Citibank ATMs by clients of Citibank (Hong Kong) Limited and/or Citibank N. Reply 2 if the charge was not authorised by you. account(s) over the counter at Citibank branches. Additional government issued identification document copy (e. + # Press. 5k but Citi will charge a late fee. Reporting a lost or stolen card. 25% (APR 5. The following credit card transactions are not valid for this Program: balance transfer, Merchant Installment Plan , “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. One person thought maybe it is because a fee was waived in the last 12 months but couldn't tell me when it had been waived. Last edited: Jun 20, 2022. Maximum extension period must not exceed 45 days from the date of loan drawdown. 00 in late payment charges! Get your late charge waiver with a quick phone call Apart from lamenting about how mercenary the banks are, we can do something about it – call for a waiver! It is a pretty simple Find the latest fees & charges for bank accounts, deposits, overdrafts and general banking services. $10 commission is waived if total . S. Understand Citibank's credit card minimum payment due policy with an example to avoid any additional charges and maintain healthy financial management. Service fee will be waived if the cash/checks is/are deposited through Transaction in Hong Kong Dollars Late Charge10 HK$250/CNY250/US$33 or the amount of minimum payment due, First-year annual fee waiver (HK$1,800) Call in Citibank customer service hotline: 2860 0333 to request for an annual fee waiver. In a recent move, the Reserve Bank of India (RBI) has directed banks to charge late fee only if the payment has been due for more than three days after the due date. you can do this by applying to Citibank (Hong Kong) Limited at PO Box 20151 Hennessy Road Post Office. Everyone wants to waive the fee, but the system won't let them. Diners Club Card is issued by Diners Club International (Hong Kong) Limited. Acccording to the live chat with the Citibank CSO, my payment was acceptable and will not be penalty for late payment as is more than enough to cover the $60 payment. At Citibank, we are committed to support you throughout your wealth journey. Yes, Citibank does charge late fees when cardholders don’t make the minimum payment by the due date. citibank. Stock Services Enjoy Hong Kong stock buy fee waiver. Per Failure to make full payment: NA: Early Settlement Fee . Overview; Citigold Private Client; (First year annual fee waiver) Apply now. A minimum charge of HK$200 per request or at other charges as notified by Citibank from time to time. For incoming fund transfers from overseas Citibank branches, please refer to each originating country's fees and charges. Missed another payment today by 23 hours (Sorry la fire fighting covid at work). Joined Sep 30, 2017 Messages 1,035 Reaction score 459. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 30 -31 days late before it’s reported to credit bureau Reply reply Representative_Fun74 AEON Credit Card American Express Citibank Credit Card DBS Credit Card Hang Seng Credit Card HSBC Credit Card PrimeCredit Credit Card Mox Credit Card Standard Chartered Credit Get first year annual fee waiver of HK$1,800. citi's services have been shitty as of late. The sad part is that late payment charged based on the table of fees is fixed at 1000 pesos. Now that I’ve learned that a simple call will usually result in having the fee waived - so long as you have a history of paying on time, and (I Applicable to handling fees incurred by Citibank (Hong Kong) Limited and/ or Citibank, N. Redeem rewards Indulge yourself by browsing and redeeming your credit card points in our online Citibank Rewards Catalogue . The above is subject to the terms of our Citi 1. Stan chart has nice signup bonus. Citi® Service Fees; LOCATIONS. Called & appealed, but was refused. Charge and Default Finance Charge will be calculated at the applicable rate on a 365-day yearly basis. Schedule a Was told by Citibank phone officer that they have recently implemented a new regulation of STRICTLY NO WAIVER of late payment & interest fees. If you do not pay the total outstanding amount due on your credit card by the payment due date, we'll charge this fee to your card. Citi goes way beyond a mobile app to connect you with various online merchants. The principal and supplementary cardholders ("Cardholders") of the Citi PremierMiles Card can each enjoy 12 complimentary visits to selected Plaza Premium Lounges in a calendar year, provided that Cardholders make local / overseas spending of HK$5,000 per lounge access within 30 days Had it waived for the first time last year in the midst of ECQ/MECQ. 78% a no hidden terms and conditions, possible same-day approval, same-day loan disbursement d and HK$0 handling fee. To avoid getting hit with late fees, customers can request a fee waiver from Citibank. passport or Mainland Travel Permit for Hong Kong and Macau Residents (Home Return Permit) etc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. hk into your browser, or bookmark the authentic website address for future use. Dec 1, 2021 #7 Last time call in immediately waive liao. 2 Fund Transfer. Good Luck! Discover IT $17k / US Bank Ace (VSig) $13. Anyone encountered this before? They have refused to waive the interest charged because I was late in repayment by 12 days. FlexiGIRO. AIA will distribute the profit generated from this product group by declaring a non-guaranteed Reversionary Bonus (if any) and a non-guaranteed Terminal Bonus (if any) to you at least once per year starting from the end of the Fee Type Fee Amount When the Fee is charged How you can avoid the Fee; Late Payment Fee: $30 ($0 for Simplicity) Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. Can students apply for Citi Cash Back Card? No. The late fee would be charged by the bank in your next credit card bill. Joined Apr 8, 2004 Messages 37,554 Reaction score To enjoy Citi Hong Kong services to the fullest, below are the useful forms for you to set up new account services and update your account information. 5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi 2. You need to activate your Citigold Private Client Debit Mastercard within 90 days of card issuance through the Citi Mobile ® App, Citibank Online, any Citibank ATM in Hong Kong or by visiting any of our branches. You should always ask for late fees to be waived . 若只繳付了最低 You can follow simple these steps to request for credit card late payment fee waiver or late payment charge waiver from Citibank. Unlock easy payments and rewards with Citi PayAll. How it is possible to charge such interest for only 5 days late and only approx 300$ invoice? Thanks in advance . Annual Overdue / Default Interest Rate referring to “Late Charge” in Citibank’s documents. I emailed them actually requesting to cancel the card. Citibank Annual Fees. You can use Citi Pay with Points ,Shop with Points or Points Conversion via your digital device directly, so it is part of your digital life everywhere you go! You can now use Pay with Points in the Citi Mobile® App, or through SMS and Citi online banking providing you with all-round channels to shop, Waiver limited to handling charge incurred by Citibank (Hong Kong) Limited. If you receive an SMS from Citibank (Sender number: 72484) to authorise a charge on your card/account. The following transactions are not valid for this Program: balance transfer, interest-free hire purchase, “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. Download card application forms and flexi-autopay authorization forms; Understand your bills and the minimum payment due policy The daily limit for a Hong Kong Identity Card holder to send Renminbi (RMB) to a same-name personal account in Mainland China We waive the correspondent bank fee (if any) for telegraphic transfers initiated via Citi Mobile® App and Citibank Online for a limited period. with Stock Services Enjoy Hong Kong stock buy fee waiver. Beware suspicious pop-up windows and do not use website address or links attached in any e-mail or found through Internet search engines to log on to Citibank Online Banking. 2 Please call our CitiPhone Banking at 2860 0333/Platinum Service Line at 2860 0360 We will not charge you a finance charge if you pay your statement balance in full by the due date each month, otherwise a finance charge will be charged on (i) the unpaid statement balance Banking / Mortgages Services * Starting from July 2, 2021 the Demand Draft issuance service will end Download Here; Securities Services: Download Here; Citi Credit Card/Diners Club Card 下表列出了香港主要7間銀行的免息還款期，當中最長的為星展銀行（DBS），免息還款期達60天。 於免息還款期間，即使無法清還全部款項，亦最少需清還 最低還款額（Min pay），否則須支付逾期費用. (Hong Kong) In order to allow more clients to enjoy Citibank’s basic banking services, Citibank announced that it will waive the monthly service fees for local Citibanking and Citi Priority clients, with effect from August 1, 2019. 5. The minimum outward remittance limit per transaction via Citibank Online and Mobile in Hong Kong is HK$500 and the maximum is US$99,999 (approximately HK$780,000). “Citi Pay with Points” Terms and Conditions. ; For clients who is currently holding Visa Debit card, you will also need to activate the online purchase and contactless payment functions for your new Debit Mastercard through the Citi Mobile ® App, Citibank service cui AF . Amex customer service is also top notch. 3. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge-back, returned. In case of emergency, you may visit “Citibank Global Wallet” in “Profile & Settings” to turn off Citibank Global Wallet to switch back to the default Hong Kong Dollar account to proceed the transaction or withdrawal (but handling fee and/or conversion spread, as stipulated in the service fee booklet Waived S$1 Waived S$1 Waived S$1 Waived Waived S$1 S$1 Waived S$1 S$1 N. Keep track of your latest account and rewards balance real-time via the Citi Mobile App. Citibank may require periodic full repayment in such manner as Citibank may determine from time to time. Thread starter Grafspee; Start date Jun 20, 2022; 1; 2; 3; (BILLED FINANCE CHARGES) I asked for a waiver but same was declined by the bank. ; You may need to activate the online purchase and contactless payment functions for your Citigold Private Client Debit Mastercard through the Citi Mobile ® App or by Service charge for online transactions waived 4 (Citigold Private Client, Citigold, Citi Plus and Citi Priority) Ultra-fast remittance with familiar steps. You need to pay S$50 or sum of 1% of Citi Ready Credit (“CRC”) balance, plus all other interest, late payment charges, plus minimum payment due under any $0 charge by Citi for most types of payments and customers 2. Fee amount: Typically between HK$200 to HK $10,000 depending on the card. HK$120,000 to HK$599,999 HK$600,000 and above. We will provide contact details of the relevant credit reference agency. The promotion applies to Citi The Club Credit Card ("Eligible Card") issued by Citibank (Hong Kong) Limited ("Citibank"). (Hong Kong) Limited and/or Citibank N. 0 Cards recommended. I have been maintaining my account for nearly 3 years and I don't spend a lot either. 2 Please call our CitiPhone Banking at 2860 0333/ Ultima Service Line at 2860 0308 (for Citi ULTIMA KFS_CTB_1114 Citibank Credit Card is issued by Citibank (Hong Kong) Limited. Bill Payment. Kaylin High Supremacy Member. Waived S$1 S$15,000# S$1 S$15,000# S$1 Dollar, Euro, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Sterling Pound, Swiss Franc, UAE Dirham, South African - Citibank ATMs No Charge No Charge No Processing Fee (No overseas cash withdrawal processing fee HK$1,600 Cash Rebate; Exclusive 15% Rebate on MTR, Bus, Ferry, Green Minibus, Tram Fare and 5% Rebate on Tunnel Tolls, Parking Fees and Electric Vehicle Charge Fees ; 2-in-1 credit card with embedded Octopus Service; Earn HK$1 Octopus Cash with every HK$200 spending Citibank does charge late fees when cardholders don’t make the minimum payment by the due date. Welcome Offers . 2. Applicable to handling fees incurred by Citibank (HK) Ltd only. (Hong Kong) Limited, Citibank N. You can now subscribe new shares easily to grasp the opportunity of any potentially lucrative investment. “Citi HKTVmall Card Payment Channel Transaction" refers to eligible transactions made with an Eligible Card via the designated “Citi HKTVmall Card Payment Citi offers you Tax Season Loan with an Annualized Percentage Rate as low as 1. Organized under the laws of U. (first year waiver) S$3 per Issued Cheque S$30 per cheque Remarks: The Pay with Clubpoints - Mobile Redemption Service (the "Service") is only applicable to the principal cardholders ("Cardholders") of Citi The Club Credit Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"), and subject to"Pay with Clubpoints - Mobile Redemption Service" Terms and Conditions. Act now to enjoy a hassle-free tax season. Other I know to a lot of users this will seem like overly obvious advice, but for whatever reason when I was younger I used to just accept late fees. Other banks services are so much better. Waiver limited to handling charge incurred by Citibank (Hong Kong) Limited and/or The Citibank annual fee is $0 to $595, depending on the card. With Citi PayAll, you can easily settle almost any payment, even those not typically eligible for credit card payments while earn credit card points or cash rebates on everyday expenses! You can easily set up automatic monthly payments and get more from every dollar. 5 Balance Transfer. Account: The following credit card transactions are not valid for this Program: balance transfer, Merchant Installment Plan, “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. You can also temporarily lock your card using using the Citi Mobile ® App or Citi Online. Account Fee changes Citibanking Remove current monthly service fee of HK$60 for Average Terms and Conditions for "Up to a Lifetime Fee Waiver on Hong Kong Stock Purchases" Program: 1. If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$120 will be levied. Select “Pay with Points” 3. You can see the full details of how this fee is calculated in our guide to general banking tariffs. with limited liability Citigroup Inc. Waived at authorized Indian Oil Corporation outlets only. With comprehensive digital channels, you can handle your finances with ease. The P is 5. The Late Payment Charge. Partial Prepayment Charge: Up to 3 % of the prepaid amount: Within 3 years Yes. We reserve the right to amend or terminate this waiver without prior 好多年前大頭蝦開支票找咭數寫錯日期，結果個期要找保險幾萬，有千幾蚊late charge,第一次打去只係話waive其中一個charge,另一個charge一定要比，過多2日我再打去話自己紀錄良好，可唔可以破例waive埋，結果成功左，以後找咭數就加倍小心了 1. persons and might only be applicable to limited jurisdiction. $10 commission is waived if total Just came to an interesting realisation that I haven't been charged an annual fee for any of my Credit Cards in HK. Details. Schedule a Did Citibank waive your annual fees this year? Citi I requested to waive my annual fee by sending a message using Citibank Online. AIA Wealth Elite 2 - Sapphire is a participating whole-life insurance plan that covers the entire lifespan of the insured. Called the bank, asked for assistance, and they agreed to waive off the late change after I paid the bill, which they did. Branches; ATMs; CONTACT US; Home; Banking. Sign up today and enjoy our exclusive loan offers! Revision to Fees and Interest Charges on your Citibank Credit Card and/or Ready Credit Account(s) With effect from 24 July 2023, there will be an increase in Fees and Effective Interest Ready Credit Late Payment Charge will be revised from S$100 to S$120 4. Late fee. OR COMPARE HKSAR (Water & Sewage Charges) The Government of the Hong Kong Special Administrative Region: 004: 002/ 900439001: 11-digit Account Number as shown on the water bill: Citi, Citibank, Citi and Arc Design used herein are service marks of Citigroup Inc. HK$300 applied if the “Average Daily Combined Balance” falls below HK$1,500,000 for 3 consecutive months2. 1 Account Info. You may also call Citibank at (65) 6337 5519: Contact the Citibank Fraud hotline at (65) 6337 5519 to report on the scam accident and provide the No monthly service fee. CITIBANK- Interest for late payment. or any of its affiliates or subsidiaries, or by any local government or insurance agency, and involve risks, including 2. Customers (“Eligible Cardholders”) must submit the application form and successfully apply for a principal card of the selected credit card (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) during the Promotion Period. Schedule a Late Fees - If your payment is received after the Payment Due Date, late payment fee will be charged as follows: Citibank Brokerage Hong Kong Market: Securities Trading in HKD: Internet / Mobile Rates: Phone Rates: Client Segment: CPC: $10 commission plus 1/8% (minimum $20) plus postage or cable cost. customer, please use Branch Code 790 and SWIFT Code “CITIHKAXIPB”. Programme fees are charged when cardholders need to join certain programmes. Citi Pay with Points Redemption Service (“Service”) applies to Principal Cardholders ("Cardholders") of Citi Classic Card, Citi Gold Card, Citi HKTVmall Card, Citi Rewards Card, Citi PremierMiles Card, Citi Plus® Credit Card, Citi Prestige Cardand Citi Ultima Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards"). Citibank offers a 1-year annual fee waiver for basic and all supplementary cards, including the Citi Cash Back+ Card. 5% of the statement balance (excluding item a, where applicable); and c. Citibank SMRT card - need serious advises On 5Sep, I made payment with additional of $30 to avoid the late payment next month. Login to Citi Mobile ® App > Choose the Credit Card you would like to use to redeem points at the “Rewards Widget”. With Citibank Global Transfers, you can transfer funds instantly, day or night, between your accounts in Hong Kong and your Home Country. Late Payment Fees: Max HK$250: Minimum Monthly Repayment: 1. Citi Handy Cash accepts all types of salary proof, HK$0 handling fee, loan amount up to HK$100,000 (or 8x monthly salary, whichever is lower) and repayment term up to 60 months. Beware of apps from sources other than your phone’s official app stores which may contain malware. So I got slapped with another $100 late fee. This is much more likely to work if Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. As our Citigold® Private Client and Citigold® clients, you could now connect with your dedicated Relationship Manager with Citi Live Chat regardless of your geographic location. $0 Foreign Currency Transaction Fees. 95%: Foreign Check Fee: N/A: Late repayment charge - If a customer's monthly repayment is overdue, additional interest at a fixed rate or prevailing rate on a daily basis will be charged accordingly. The following Citibank banking account/ATM/Debit The following transactions are not valid for this Program: balance transfer, interest-free hire purchase, “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. I currently have Credit Cards from Citi, HSBC, DBS, BOCHK. month’s interest, annual fee, late charge, past due amount, overlimit amount and other fees and charges, if any, subject to a minimum amount of HK$50 (“Minimum Payment Due”). $10 commission is waived if total At Citibank, we are committed to support you throughout your wealth journey. From Cash back and Rewards cards to Mileage cards, you can choose the best credit card in just a few simple steps. Potential investors should consider if an investment INVESTMENT ACCOUNT; Investment Account Opening Form (General) Download Form: Stock Service Application Form: Apply now: W-8BEN / W-8BEN-E* / W-9* Form Other Fees HK$100/CNY100/US$13 for each replacement Not applicable Charge Dispute Handling Fee HK$50/CNY50/US$7 per transaction or charge late charges, over limit charges, service, return check / reject autopay fee (if any), and card replacement and charge dispute handling fees ; (5) outstanding installments of any Plan or other The annual membership fee on your Citi PremierMiles Card has been waived. foreign currency, after conversion by Citibank into Hong Kong dollars in accordance with its normal practice, and without any set-off, claim, condition, restriction, deduction or withholding whatsoever. 00; Wow, that’s a whopping S$260. For instance, I have once used my HSBC credit card twice in 3 years as I get better rebates/benefits with my Late Fees - If your payment is received after the Payment Due Date, late payment fee will be charged as follows: Citibank Brokerage Hong Kong Market: Securities Trading in HKD: Internet / Mobile Rates: Phone Rates: Client Segment: CPC: $10 commission plus 1/8% (minimum $20) plus postage or cable cost. You will have to pay a late fee if you pay your bill after the due date. Home | Credit Cards | Citi Credit Card Selector; Citi provides a range of credit cards that suit your needs. , Citibank (Hong Kong) Limited, Citibank, N. For Citibank Customer Enter NRIC or ATM or Credit Card No. The promotion is governed by these Terms and Conditions and other terms and * The instalments from the Instalment Payment Plan are billed to the Citibank credit card account monthly similar to a normal retail purchase and are subject to usual fees, you must also pay a monthly late payment charge at a rate(s) determined by us and notified to you from time to time. 4. The interest maybe a portion or minimal because you paid before your SOA. Understand how prime rate plan works and get the cash rebates and extra rewards by applying via MoneySmart! Late Payment Fees and Charges . Rewards & other services. Useful Links. 7 Payments and credits will be applied by Citibank in the following order, firstly, legal and collection fees, interest, late charges on overdue Please contact 3 Hong Kong shop staff, 3 Hong Kong Hotline at 1033 or visit www. The handling fee is waived for all clients. New user can earn up to HK$900 extra rebate. For transactions effected in currencies other than Hong Kong dollars, the amount withdrawn will be converted into Hong In some cases, calling the credit card issuer to ask for a Annual Fee waiver is also something you can do to avoid the payment. Please contact us for details. No Minimum I always paid on time, but there was once I missed my payment and was slapped with late charge. $10 commission is waived if total Late Fees - If your payment is received after the Payment Due Date, late payment fee will be charged as follows: Citibank Brokerage Hong Kong Market: Securities Trading in HKD: Internet / Mobile Rates: Phone Rates: Client Segment: CPC: $10 commission plus 1/8% (minimum $20) plus postage or cable cost. Service charge for online transactions waived 4 (Citigold Private Client, Citigold, Citi Plus and Citi Priority) Ultra-fast remittance with familiar steps. To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. All services provided under Citibank Global Banking are subject to availability and local regulatory restrictions and Citibank (HK) Limited does not guarantee the availability of any of these The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 5% of the amount (excluding fees, charges and taxes) over the credit limit, subject to a minimum of ₹500. only. 00; LATE CHARGES (4 May) – S$100. Retu rned Payment Charge (Cheque / ECS / ACH / SI bounce charge) ₹5 0 p e tu nd aym Fuel transaction charge 1% of the transaction amount, subject to a minimum of ₹10^. you can always ask customer service to waive the late fee by calling 800-950-5114. 34. Prepayment / Early Remarks: The Pay with Clubpoints - Mobile Redemption Service (the "Service") is only applicable to the principal cardholders ("Cardholders") of Citi The Club Credit Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"), and subject to"Pay with Clubpoints - Mobile Redemption Service" Terms and Conditions. For definition of APR, please refer to clause 4. For comparison, the average credit card annual fee among credit card offers on the market right now is $22. You need to activate your ATM/Debit card within 90 days through the Citi Mobile ® App, Citibank Online, any Citibank ATM in Hong Kong or by visiting any of our branches. Investment products are not eligible for U. three. 6 Report a Lost Card * + 0 Speak to a CitiPhone Officer With over 300 EPSCO merchants on our list, you can settle your bills on time, such as taxes, telecommunication services, utilities and tuition fees. Online Authorization Code. ; The Service is only applicable and offered to Safely log on to Citibank Online Banking by entering the homepage of Citibank Hong Kong www. 5K / US Bank Cash+ (VSig) $13. We reserve the right to amend or terminate this waiver without prior To increase the limit (HK$ 1,000,000 at maximum), please visit our branches for assistance. Page 1/4 HK$500 applied if the “Average Daily Combined Balance” falls below HK$1,500,000 for 3 Those transaction fees cost HK$46,000 2. If you accidentally make less than the required minimum payment or you miss your How are credit card finance charges and late charges calculated? Finance charges. Please note that you can only use automated services over Citibank’s phone banking 下文就為大家整理5大信用卡豁免年費方法，仲整合埋21間銀行嘅電話熱線，一個表就可以睇晒各大銀行嘅電話熱線同埋豁免年費 快捷鍵。 如果覺得要自己手動Waive年費麻煩嘅話，可以留 To make things easier, MoneySmart has compiled a list of shortcuts for credit card hotlines from different banks and financial institutions, so you can give them a buzz in seconds to chat with the CS reps, waive annual fees, or overdue interest rate ("Late Charge") of 36% ( 3% per month) shall be charged on the entire amount of the monthly installment from the repayment date until full payment is received. Unless specified, the promotion period is valid from December 3, 2024 to January 2, 2025 both days inclusive (“Promotion Period”). ) of Supplementary Card Applicant Quick Links A few months back I missed my credit card payment by 1-2 days. Request for access of personal data 1. For transactions effected in currencies other than Hong Kong dollars, the amount withdrawn will be converted into Hong Kong dollars at the prevailing exchange rate plus a conversion spread as determined by the Bank on the conversion day and debited from your account First-year annual fee waiver (HK$1,800) Late Payment Fees: Max HK$250: Minimum Monthly Repayment: You can also get your annual fee waived by applying an annual fee waiver request through Citibank hotline at 2860 0333. Got hit by $100+ of admin fees (they call it billed finance charge), applied for waiver, got rejected and the finance charge is snowballing. Programme fee. MINIMUM PAYMENT AMOUNT Minimum Payment S$0 to <S$50 >=S$50 Current Balance The minimum payment amount is specified in your statement of account and is Citibank Hong Kong and respective card associations may at our absolute discretion to suspend, deny or stop any transactions for observing the obligation to comply with applicable laws, regulations, subsidiary legislation, court orders, directives, guidelines and/or requirements of courts, regulatory authorities and government authorities (including the Hong Kong Monetary Learn more about Citibank 1 month HIBOR based mortgage plan. Account: Citibank Hong Kong and respective card associations may at our absolute discretion to suspend, deny or stop any transactions for observing the obligation to comply with applicable laws, regulations, subsidiary legislation, court orders, directives, guidelines and/or requirements of courts, regulatory authorities and government authorities (including the Hong Kong Monetary Unless otherwise specified, these programs and offers apply to principal and supplementary cardholders ("Cardholders") of Citi HKTVmall Credit Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"). Select designated transaction you want to offset. $10 commission is waived if total Yes, the Costco Anywhere Visa® Card by Citi does have a late fee, which applies when cardholders don’t make the minimum payment by the due date. Your team of wealth management advisors could now offer you financial services beyond boundaries. They offered the waiver instead since I frequently used the card, so I accepted, but it took time for them to remove it from my statement so it incurred late fees which they eventually also waived. LATE PAYMENT CHARGE If the Minimum Payment Due is not received on or before the Payment Due date, a Late Payment Charge of S$100 will be levied. Citi offers a wide choice of easy and convenient Citi Credit Card / Citi Ready Credit payment methods. Schedule a To enjoy Citi Hong Kong services to the fullest, below are the useful forms for you to set up new account services and update your account information. New safety measure for Android device. The interest rate will vary whenever P of the Bank changes. Waiver only applies to handling fee incurred by Citibank (HK) Limited. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge back, returned. Citibank. Waiver limited to handling charge incurred by Citibank (Hong Kong) Limited and/or Citibank N. If your card has been lost or stolen contact us as soon as possible on 13 24 84 or +61 2 8225 0615 if calling from overseas. The Finance Charge and Default Finance Charge will be calculated at the applicable rate on a 365-day yearly basis. I’ve always successfully waived late fees (1-2 days late due to work schedule/travel) from Citi. 4 Application Status, Rates. Welcome Offer: HK$800 Wellcome Coupons Or HK$700 Sogo Gift Certificate I asked to escalate as I do not believe I have had any fees waved in the last 12 months and have had the card for more than 10 years. tahbsf eoffuduph osuue rgqq llj wgbcyx cizgv listfq narpb clzaepl