Ynab app reddit A discussion subreddit for popular budgeting software You Need A Budget. I am transitioning to YNAB though because the functionality for YNAB seems like it works a little better with sinking funds. A bit of a mission on both your computer and phone, and the app wants to expire every 7 days. Monarch it is, for me at least. It also includes some very robust features that seem better than YNAB like a query tool for creating custom reports and charts, native multi-currency support, and a cleaner UI. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. The bottom line is if you are intending to use credit cards at all, YNAB is the best for it. I also massively overstocked food during the pandemic, and could benefit from cycling through it. When moving money in YNAB, technically, nothing happens with your money, it's just fictional piles of money that you create that should not be touched except for the specific goal you have created for. Get the Reddit app Scan this QR code to download the app now Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB Get the Reddit app Scan this QR code to download the app now Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB At the heart of it, YNAB is a zero-based budgeting system that forces you to reckon with the opportunity cost of every transaction you make. I will really miss not being able to add transactions on my phone whilst I'm out and about. You can't find the old app in the Google store, but I had it in my library. YNAB has become an app many are (perhaps overly) reliant on. Realistically I’m too frazzled to use an excel sheet myself and keep up with it, but popping info into an app is great. Something to encourage more development and cultivate a developer community. I used 3 apps to do everything YNAB does Dave Ramsey does not use kind language and makes me feel small and worthless Helpful when I was super broke and could not pay for a budgeting app YNAB. It’s always been very collaborative, with scheduled monthly reviews the last 3. This takes me between 15-30 mins. They can pay off debt,grow savings, and reach their goals even faster. The learning curve for YNAB seems to be high though, I am still figuring it out. Simplifi and CoPilot are other options, though if you need an app I believe Copilot does not support Android, just FYI. I still use it and love it. Not jailbreak. It takes me literally 10 seconds. Nov 26, 2024 · There is a thread on reddit for "alternatives to YNAB", which retains the envelope style processing (and with that, you can enforce the YNAB concepts fine). I could likely build an excel sheet that would let me follow the method if I wanted to stop paying, but for me, the cost is so worth it. Feel free to post any news… A discussion subreddit for popular budgeting software You Need A Budget. They also have the most supplementary info from my experience, with a very active YouTube channel. In my research Ive came across various apps, some of which support that and some that dont. Get the Reddit app Scan this QR code to download the app now Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB Check YNAB before spending, not your bank's app. Curious if you’re planning to use an app to help with meal planning? Other YNAB-minded folks have suggested Paprika, I think? Some apps will take your list of items on hand and spit out potential recipes/meals and shopping lists for additional items. I stopped using YNAB a few years ago because I decided we didn’t need it any more. I love the new YNAB mobile app that was released the other day. Recurrent transactions can be automated in the app. Just my 2 cents though. I was with YNAB for a year with the previous annual price of ~US$84 but I paid in NZD. I don't need the subscription stuff. YNAB's way of doing this is with goals. Trusted by companies worldwide, Nutanix powers hybrid multicloud environments efficiently and cost effectively. No free version (not necessarily a bad thing) Can be difficult for some to learn Only budget money you have Usei o YNAB 4 por muitos anos e super recomendo o sistema de orçamento de envelolpes. Without YNAB or a similar envelope system it is easy to look at say $20,000 in savings and thinking it can cover house repairs, car repairs, a nice holiday to the Pacific Islands, job loss, etc. YNAB gave me a clearer picture with where my money was going and a plan for expenses. I started using it again in Jan this year as I semi retired again and wanted to monitor our finances so I wouldn’t miss the extra money too much that I’d been getting from my job. Using the goals function in YNAB is equivalent to someone listing budget targets in a spreadsheet. This is fabulous news. This was a pain to do in spreadsheets which is why I relied mostly on one a month importing of statements, but then it was really hard to actually feel on top of my spending A discussion subreddit for popular budgeting software You Need A Budget. About 80:20 app:desktop. Its basically the method set up for developers to trial apps on their phone. Also, reconcile your accounts frequently, especially at the beginning. This new YNAB mobile app makes me not regretting coming back to YNAB after trying Mint, a spreadsheet, and Personal Finance for the past year. LiveCaptive\Local Store I've been using EveryDollar for the past two years (the free version) and it has been great. Esse tipo sistema não é exclusivo do YNAB e pode ser gerenciado até via Excel ou até cadernenta manual. So you have to keep an app running on your computer tell the app to stay Maybe it's because I started YNAB about 3 years ago after YNAB4 was gone, but I don't think I could live with the janky DropBox sync, lack of bank importing, and a sub-par mobile app. And it's built-in that you I was having the same issue, and I found that APPDATA is a hidden folder that lives in your user profile on C:\Users: C:\Users\*YOURUSERNAME*\AppData\Roaming\com. I don't enter all transactions using the app but I do use it pretty frequently for that. This would require meetings and deals made with those companies, plus the cost of whatever sort of API access they need to make it run. Ynab is a method, not a bit of software. An API means nothing to a user. I was a Mint user and I was trying to set up Monarch and YNAB to see what I like better, but the lack of PNC integration makes the work to test YNAB out not worth it. The classes aren't there because it's a complicated app—they're there because the YNAB team is invested in being available to help you stay motivated to turn budgeting into a real, sustainable habit. I definitely save more than $100 a year on travel using the rewards so it’s worth it. ynab. Some of which are cheaper and some of which are not. Keying in a transaction into YNAB is so easy especially with the mobile app. As a user who is thinking exclusively about the YNAB app and website this means I use a Google sheet. You can do it with paper envelopes. The best part is manual transactions and imported transaction easily automatically match. YNAB is absolutely for you! Using this app when I was living paycheck-to-paycheck is how I finally learned how to budget. Related to personal finance, budgeting, money and financial matters. It is so nice to have so many enthusiastic strangers willing to help. You get data. And it’s just there to ensure I didn’t forget anything and that my accounts and YNAB are aligned. You're also ignoring there's a number of ynab users who only use the mobile app, not the desktop webpage. When the price increased, I had to re-evaluate my finances. 8 on the App Store and on Google Play). The features I want just would not be possible with a buy once model - they would simply go out of business once growth plateaued. However, he started grad school and works, so I kept it up for a while, then transitioned to just a spreadsheet where I enter everything (an uglier version of YNAB really). 2. 4. We both have access to the app and have all the information. If you have $100 budgeted for groceries, and you go to the store and spend $100 on groceries, YNAB automatically moves that $100 from your “groceries” category to your “pay back credit card” category, which ensures you will always have the exact correct amount of Same, I had the legacy YNAB4 android app working perfectly on my Google Pixel 5, and have just bought a new Pixel 8 Pro. A word of caution tho. 187K subscribers in the ynab community. I'd love to keep using the app, but I want to research other free options first before I pay my renewal. I have just cone back to ynab. Difficult to balance. Some are freeware/opensource style but a bit fiddly, others are a cost but smoother. Join the ynab on reddit. If YNAB doesn’t work for you because it doesn’t have the features you want, I wish you luck in your hunt for a budget app. But day to day I use the app for overall budget calibration and prioritization. , etc. It looks to be run by a single developer, but the changelog is very impressive with updates weekly that are substantive ( https://lunchmoney. Or check it out in the app stores Ynab Alternatives Reddit; Personal Finance Software; Top Posts Get the Reddit app Scan this QR code to download the app now I was so good about using YNAB before and during COVID but with everything opening back up around With only the two apps running Bank (view account transactions): remember the value and vendor [double tap "recents] YNAB (account view): new transaction, value first I can usually remember the vendor, and YNAB remembers the category from last time (most vendors don't change categories for me). I just saw an announcement they are doubling their yearly cost, and I am in need of an alternative app/program that is the same previous cost ($50/yr) or less. Similar to OP, I only need some of features from YNAB (the app), but I firmly buy into the YNAB Method. Basically, YNAB has totally transformed the way my husband and I manage our finances and it's awesome. I'm slowly working on making mine shareable, but right now I'd guess some people wouldn't understand the workflow I have in place, so I'm trying to simplify/automate some stuff (like account transfers/adding and removing categories). The YNAB App is the BEST way to teach you that method because it's purpose built. First, you have to see YNAB as a labelling/envelope system. YNAB4. With YNAB the functionality is much better and more advanced. With a little more effort, I could use more affordable or even free software that did the same job. app/changelog ). It would be cool to have some sort of integration with the main YNAB app. 5yrs (learning curve so weekly at first). I was used to having my checking, savings, a second savings account for sinking funds all separated out etc. It took me a while to get it all straight in my head. The app makes adding transactions very easy and smooth. I've tried to apply the Method using various budgeting apps, and quickly realized that while they are great at expense tracking, they cannot handle True Expenses. I'm more annoyed at the lack of notice. When every dollar assignment must come at the expense of assigning those dollars elsewhere, the intelligence of your financial decision making is dramatically increased because you are able to easily identify and prevent irrational uses of your money and It will be relatable to you because YNAB is basically an envelope system in an app form. YNAB makes it clear that the $20,000 can cover a selection of those things but not everything. The only possible exception to this would be if it allows toolkit to do more. apk) and place in your Downloads folder Connect a USB cable from Android device to Windows PC A discussion subreddit for popular budgeting software You Need A Budget. I'm scared of getting a new computer because I would hate to lose it. There's definitely some ynab inspired Google sheet templates floating around. Because YNAB's core philosophy and methodology is different than many other budgeting apps out there, I would guess it takes most people at least a couple months to really understand how to use YNAB fully and make a mental switch to the YNAB method. It is so nice to have a lovely easy pretty app to use. And it will be slightly detrimental to our finances if we stopped using the tool overnight. That way, you know if you've allocated enough money, need to move money around, or are ready to go ahead and spend on your priorities. Get the Reddit app Scan this QR code to download the app now. . I tried a good number of apps before deciding on YNAB. The app seems great for what I need but how on earth do I justify a $15 fee per month while I’m trying to save money. 1-TLS_1. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. It is the potential for features developed by third parties. This is exactly it. Can't install the app from the apk, probably due to it being a 32bit app. use the following search parameters to narrow your results: subreddit: Oct 31, 2023 · The old YNAB was all manual inputs and transaction logging, whereas new YNAB has integration with hundreds of banks and credit companies. It is not a user feature. I hope that YNAB incorporates showing the budget targets along side of the budget allocations in the same way you can see them with the toolkit. I know this isn't about YNAB strictly speaking, but I thought my fellow YNAB users might have a suggestion for us. Hi everyone, thanks for checking my post. I left ynab for 18 months and used Actual budget, which is also an ‘envelope’ budgeting system. You get the ability to know right away if any of your bills have gone up even by a dollar or two. Because of YNAB, probably the biggest piece that will keep me using the app at the highest price is I can now use my rewards cards without getting my budget all messed up. We downloaded and tested the iOS YNAB uses the envelope method, as others have stated. limit my search to r/ynab. The r/ynab subreddit has 196,000 members. I tried: EveryDollar, RocketMoney, Mint, YNAB, and a manual excel spreadsheet. E ele é que realmente muda sua visão sobre suas finanças de uma forma fundamental porque trás consciência as suas escolhas de gastos. Get the Reddit app Scan this QR code to download the app now Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB Long live YNAB4! Download the apk file for YNAB Classic (YNAB_Classic-3. The notifications you receive are transactions that need to be categorized and NOT ads for other accounts or similar things like in Mint. If you have one that should be on the list, toss it in the comments and I’ll get it on here. I’ve seen, however, that most other apps are thinking ahead to money I don’t have. The thing I had to wrap my mind around is that YNAB sees all your money (no matter where it is) as one big lump, basically. Like a "store" where you can review and chat about apps. I've been a YNAB user for 4 years and have transitioned to being a full time student so I'm counting pennies nowadays. I import and reconcile on desktop maybe once or twice a week (often less), roll a few punches around. YNAB helps you split and identify your money for future spendings. And by the end of the month I reconcile my accounts manually. I am simply looking for a very close alternative to YNAB. On May 31, 2023, Reddit announced they were raising the price to make calls to their API from being free to a level that will kill every third party app on Reddit, from Apollo to Reddit is Fun to Narwhal to BaconReader. Can have categories and top lists. YNAB is great for budget and can really help you understand where your money is going, and meet your savings goals. Your whole comment is just nonsense to defend ynab's inaction in this area for some strange reason, despite their own promises when they switched to nYNAB to do better. Nutanix offers a single platform to run all your apps and data across multiple clouds while simplifying operations and reducing complexity. If YNAB doesn’t work for you because budgeting using the YNAB method poses a learning curve, reach out to YNAB support for a trial extension, do a Fresh Start if needed, and use the extensive video collection, live Get the Reddit app Scan this QR code to download the app now Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB • If you use a paid-in-full credit card for your spending, the way YNAB handles credit cards is absolutely brilliant. The ios app has bern shared there and the method to install. Maybe even a contest each year with YNAB prizes. Also, those features will be part of other products and not YNAB. However, it take dedication to keep it up to date and doesn't give the more clear picture of your overall finances. YNAB is a budgeting app that gives users control over their own finances. If YNAB can increase it's price so drastically with little notice once, it can do it again. Nov 25, 2024 · YNAB is a popular app with thousands of reviews and high user ratings (4. YNAB 4 covers everything I need. iiuhdlpbzunvhkgwzunolxqoookataxbpugbvnqhvqzcetvgd